Your financial planning roadmap

Services

Think of it like planning a proper road trip. You need to know where you're starting from, where you're actually trying to get to, and a route that holds up once it meets the real terrain — not just the version that looks good on a map.

Here's exactly what that looks like, stage by stage.

Services

~20–30 MIN · ON YOUR OWN TIME

Before we meet

You fill out a short questionnaire covering your income, debts, goals and comfort with risk. I read through it before we sit down, so the time we spend together goes straight to what actually matters — not admin.

Financial health check and risk profile
I review your answers in advance

→ You'll have a clear sense of what we'll cover together

~60 MIN · TOGETHER

Getting to know each other

We sit down — in person or on a call — and talk through where you're at and what you actually want your money to do. I'll flag any gaps worth addressing and model a few strategies against your risk profile. By the end, we agree exactly what's in scope.

State and clarify your goals
Talk through gaps and strategies worth considering
Model potential strategies and run the numbers
Agree the scope and scale of advice

→ You'll receive a Letter of Engagement, setting out strategy options and the investment for advice.

~3-6 HRS OUR TEAM WORKS BEHIND THE SCENES

Building your plan

This is where the legwork happens, mostly without you. I review your existing accounts and structures, research the strategies that fit your situation, and pull it all together into a plan written in plain English.

Review your existing products and structures
Develop and stress-test strategies
Draft your financial plan

→ You'll have nothing to do yet — just my full attention while I get it right

~90 MIN · TOGETHER

Your plan, presented

We go through your plan line by line. Ask anything, twice if you need to — this is your money and your decision. If it feels right and you're ready to move forward, you'll authorise an Ongoing Service Agreement: your formal green light.

Walk through the full financial plan together
Authorise your Ongoing Service Agreement

→ You'll receive your Statement of Advice — plain-English, and yours to keep

ONGOING ADVICE

Bringing it to life

We work together to submit any applications to put the agreed strategies in place. We provide six monthly progress reports on the plan.

Implement advice
Daily monitoring of your portfolio and investment markets
Six-month progress reports
Annual progress meeting

→ You'll receive confirmation once everything's in place, and a plan for staying on track

Services

Before we get started

Our Financial Services Guide (FSG) sets out who we are, the services we provide, how we charge for advice and how we handle your personal information. We are required to provide this to you before or at the time we provide you with financial advice.

Download our Financial Services Guide.

If you have any questions about the FSG before your first appointment, get in touch — we are happy to walk you through it.