How much do you need to retire comfortably?

Retirement looks different for everyone. For some it means stopping work entirely at a specific age. For others it means shifting to part-time, funding travel, or simply reaching a point where work becomes a choice rather than a necessity.

What it has in common for everyone is this: the decisions you make in the five to ten years before retirement will have a bigger impact on your financial outcome than almost anything else you do.

At Moolawise, we help clients approaching retirement build a clear, personalised picture of what retirement will look like financially — and then create the strategy to get there.

What we cover:

• Retirement income modelling — how long will your money last?

• Superannuation maximisation strategies in the lead-up to retirement

• Account-based pension setup and drawdown strategy

• Age Pension eligibility, means testing and optimisation

• Transition to retirement (TTR) strategies

• Tax planning in retirement

• Investment strategy appropriate for the retirement phase

• Estate planning coordination

Who this is for:

Retirement planning is most impactful for those aged 45 and above who are starting to think seriously about their timeline. However, it is never too early to understand what you are building towards. We also work with clients who are already retired and want to review whether their income strategy is as tax-effective and sustainable as it could be.